So you’ve selected a diamond for your loved one and everything is rosy. She loves it, of course! But after all of that money spent, what would you do if your partner were to break or misplace that wonderful piece of jewelry?
Why to Get Your Jewelry Insured
When it comes to any kind of jewelry, no matter how much you spent on it, it is absolutely essential to get it insured to have peace of mind. It is emotional and financial security in case of any kind of mishap. Hey, things happen. We all get absent-minded at times. Perhaps the ring is taken off when doing some chores and then gets misplaced. Perhaps it gets snagged on something and gets broken beyond your means to repair it? Heaven forbid it gets stolen sometime.
The fact of the matter is that it can be devastating to lose a piece of jewelry that has sentimental, emotional ties to such an important time of your life. While I hope that your purchase never gets lost, damaged, or stolen, you can never be too complacent. It is so important to get your jewelry insured, and James Allen makes it easy to do so directly through their website with their partnership with Jewelers Mutual Insurance, the most-trusted name in the business.
Advantages of Insuring Through Jewelers Mutual
There is no reason to not get your ring, bracelet, etc. insured through Jewelers Mutual. Benefits include:
- Quick and easy sign-up process
- Peace of mind and security for your purchase
- Comprehensive coverage
- Protection against all kinds of claims, including theft, damage, accidental loss, and mysterious disappearance
- Ability to choose your own jeweler for replacement or repair
- High-quality repair to restore your purchase to the same quality as when purchased new
- Total replacement, in case of loss or theft, with same brand and type as the original
- Expert staff of Graduate Gemologists (GIA) that have a passion for jewelry
You can visit the Personal Jewelry Insurance page on JamesAllen.com to request your free quote and see how much it will cost you for this financial and emotional security. The general rule of thumb is that your annual premium payment will be about equal to 1% of the appraised value. For example, if your jewelry is valued at $5,000, your annual insurance payment will be around $50. It’s a small price to pay to have that peace of mind.
Other Resources
For the best diamonds in the business, with a wide selection and great prices, check out our James Allen review here: https://www.diamondcuts.com/james-allen-review/
If you’re still saving up for that perfect purchase, James Allen makes it easier to afford with their flexible financing options here: https://www.diamondcuts.com/james-allen-financing/
